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|1||I can honestly distinguish between my wants and my needs.|
|2||I know my credit score, and I understand how it effects my finances and what things can improve it or damage it.|
|3||I study and understand financial terminology.|
|4||I have begun a savings plan with a goal of saving 10% per pay check.|
|5||I understand the difference between simple and compound interest and how time is the key component in each.|
|6||I use strong passwords for online financial transactions and change them regularly.|
|7||I keep up to date and understand the current tax laws that will affect me.|
|8||I do not loan money to friends or family.|
|9||I keep an accurate record of purchases and expenses and plan ahead for future goals and potential financial needs.|
|10||I have created a living will for myself.|
TOTAL SCORE FOR PHYSICAL WELLNESS = __________
Rating Scale: 36-50: Excellent – You are practicing good health habits that will reduce health risks.
30-35: Good – You are generally practicing healthy habits but could still improve.
20-29: Fair – You need to consider making some healthy behavior changes.
Below 20: Poor – You may need to make some immediate healthy life style adjustments.