Activity: | Never | Rarely | Sometimes | Regularly | Always | |
---|---|---|---|---|---|---|
| | | | |
||
1 | I can honestly distinguish between my wants and my needs. | |||||
2 | I know my credit score, and I understand how it effects my finances and what things can improve it or damage it. | |||||
3 | I study and understand financial terminology. | |||||
4 | I have begun a savings plan with a goal of saving 10% per pay check. | |||||
5 | I understand the difference between simple and compound interest and how time is the key component in each. | |||||
6 | I use strong passwords for online financial transactions and change them regularly. | |||||
7 | I keep up to date and understand the current tax laws that will affect me. | |||||
8 | I do not loan money to friends or family. | |||||
9 | I keep an accurate record of purchases and expenses and plan ahead for future goals and potential financial needs. | |||||
10 | I have created a living will for myself. |
Financial Wellness
TOTAL SCORE FOR PHYSICAL WELLNESS = __________
Rating Scale: 36-50: Excellent – You are practicing good health habits that will reduce health risks.
30-35: Good – You are generally practicing healthy habits but could still improve.
20-29: Fair – You need to consider making some healthy behavior changes.
Below 20: Poor – You may need to make some immediate healthy life style adjustments.